CHUMS Data Files
Department of Housing and Urban Development
CHUMS Data Files
This page allows you to download any of the following files and/or their description. All of these files are updated from the Department's Computerized Home Underwriting Management System on a daily basis except for the mortgage limits which are updated annually. For each of the files there is a Full File (data file) and a File Description.
The following files are available to be downloaded:
Warning: Size for Appraiser full file exceed 10 million characters
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The following is the file description for the Appraiser Information Files. This layout
was last updated on March 1, 2025.
Field Name Position Size
CHUMS Appraiser ID 001-006 X(6)
Last Update Date 011-018 9(8)
Create Date 023-030 9(8)
Appraiser Last Name 031-050 X(20)
Appraiser First Name 051-070 X(20)
Appraiser Middle Initial 071-071 X(1)
Appraiser Name Suffix 072-075 X(4)
Appraiser Address:
Attention Line 076-125 X(50)
Street Address 126-175 X(50)
City Name 176-245 X(70)
State Code 246-247 X(2)
Zip Code 251-259 9(9)
Appraiser Phone 262-271 9(10)
Appraiser Fax Number 274-283 9(10)
Asterisk 285-285 X(1)
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The following is the file description for the Appraiser Licensing Files. This layout
was last updated on November 04, 2009.
Field Name Position Size
CHUMS Appraiser ID 001-006 X(6)
State 007-008 X(2)
License 009-030 X(22)
Expiration Date 035-042 9(8)
AQB indicator 043 X(1)
License Type 044 9(1)
Asterisk 048 X(1)
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The following is the file description for the Condominium Project Files. This layout
was last updated on January 27, 1998.
Field Name Position Size
Field Office Code 001-004 9(4)
Condo ID 005-013 X(9)
Condo Phase 014-016 X(3)
Legal Name 017-046 X(30)
Alias Name 047-076 X(30)
City Name 077-093 X(17)
State Code 094-095 X(2)
Zip Code 096-104 9(9)
Status Code 105-105 X(1)
Status Date 106-113 9(8)
All Conditions Satisfied 114-114 X(1)
Construction Code 115-115 9(1)
Date Completed 116-121 9(6)
High Ratio Indicator 122-122 X(1)
Units Rejected Indicator 123-123 X(1)
Special Conditions 1 124-126 X(3)
Special Conditions 2 127-129 X(3)
Special Conditions 3 130-132 X(3)
Special Conditions 4 133-135 X(3)
Special Conditions 5 136-138 X(3)
Special Conditions 6 139-141 X(3)
Special Conditions 7 142-144 X(3)
Special Conditions 8 145-147 X(3)
Special Conditions 9 148-150 X(3)
Special Conditions 10 151-153 X(3)
Last Update Date 154-161 9(8)
Remarks (Line 1) 162-233 X(72)
Remarks (Line 2) 234-305 X(72)
Remarks (Line 3) 306-377 X(72)
County Name 378-392 X(15)
Filler 393-394 X(2)
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The following is the file description for the Inspector Information File. This layout
was last updated on April 9, 2005.
Field Name Position Size
Inspector ID 001-004 X(4)
Inspector Create Date 005-012 9(8)
Last Update Date 013-020 9(8)
Inspector Last Name 021-040 X(20)
Inspector First Name 041-060 X(20)
Inspector Middle Initial 061-061 X(1)
Inspector Name Suffix 062-065 X(4)
Inspector Home Address:
Attention Line 066-095 X(30)
Street Address 096-125 X(30)
City Name 126-142 X(17)
State Code 143-144 X(2)
Zip Code 145-153 9(9)
Phone Number 154-163 9(10)
Inspector Work Address:
Attention Line 164-193 X(30)
Street Address 194-223 X(30)
City Name 224-240 X(17)
State Code 241-242 X(2)
Zip Code 243-251 9(9)
Phone Number 252-261 9(10)
Fax Number 262-271 9(10)
Filler 274-275 X(4)
Roster Inspector 276-276 X(1)
Exam Pass Date 277-284 9(8)
Last Assign Date 285-292 9(8)
Last Review Date 293-300 9(8)
Termination Date 301-308 9(8)
Discipline Indicator 309-309 X(1)
Filler 310-316 X(7)
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The following is the file description for the Inspector Licensing File. This layout
was last updated on April 9, 2005.
Field Name Position Size
Insector ID 001-004 X(4)
State 005-006 X(2)
License 007-028 X(22)
Expiration Date 029-036 9(8)
Filler 037-040 X(4)
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This file represents the layout of the loan-limit data files made publicly available through the hud.gov web site. There are three data files: one for FHA Single Family, one for FHA HECM, and one for GSE loans (Fannie Mae and Freddie Mac). These data files represent the records resident in HUD�s master file of county-level loan limits. Median prices provided in the data files are the values used to calculate the various loan limits, and may not represent actual home prices in any respective county. For an explanation of HUD�s methodology in determining applicable median prices and calculating loan limits, see HUD Median Price Estimates.
The loan limits found in the associated data files are applicable for the timeframes outlined in the Economic Stimulus Act of 2008. This file will only be updated if HUD determines, in response to an appropriately filed appeal (see Mortgagee Letter 2008-06), that there is sufficient justification to change its initial determination of the appropriate median price for any given county.
Each record in each data file consists of the following fields:
Field Name Position Format and Size
MSA Code 001-005 9(5)
Metropolitan Division Code 006-010 9(5)
MSA Name 011-060 X(50)
SOA Code 061-065 X(5)
Limit Type 066-066 X(1)
Values: S - Standard Limits - Indicates limits are at national floor.
H - High Cost Limits - Indicates limits are above national floor.
Median Price 067-073 9(7)
Limit for 1 Living Unit 074-080 9(7)
Limit for 2 Living Units 081-087 9(7)
Limit for 3 Living Units 088-094 9(7)
Limit for 4 Living Units 095-101 9(7)
State Abbreviation 102-103 X(2)
County Code (FIPS) 104-106 9(3)
State Name 107-132 X(26)
County Name 133-147 X(15)
County Transaction Date 148-155 9(8)
Limit Transaction Date 156-163 9(8)
Notes:
1. A format of X(n) means n Alphanumeric (letters and numbers) characters
2. A format of 9(n) means n Numeric (numbers only) characters
3. The SOA Code is applicable only for FHA loans. It is set to a value of �GSE� in all records in the GSE loan limits file.
4. The County Transaction Date represents the last time that a county boundary was changed, affecting the loan limits.
5. Limit Transaction Date represents the last time that the loan limit for a particular county was updated.
Please email any questions about this file to sfadmin@hud.gov
This page last updated: March 5, 2008
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This file represents the layout of the loan-limit data files made publicly available through the hud.gov web site. There are three data files: one for FHA Single Family, one for FHA HECM, and one for GSE loans (Fannie Mae and Freddie Mac). These data files represent the records resident in HUD�s master file of county-level loan limits. Median prices provided in the data files are the values used to calculate the various loan limits, and may not represent actual home prices in any respective county. For an explanation of HUD�s methodology in determining applicable median prices and calculating loan limits, see HUD Median Price Estimates.
The loan limits found in the associated data files are applicable for the timeframes outlined in the Economic Stimulus Act of 2008. This file will only be updated if HUD determines, in response to an appropriately filed appeal (see Mortgagee Letter 2008-06), that there is sufficient justification to change its initial determination of the appropriate median price for any given county.
Each record in each data file consists of the following fields:
Field Name Position Format and Size
MSA Code 001-005 9(5)
Metropolitan Division Code 006-010 9(5)
MSA Name 011-060 X(50)
SOA Code 061-065 X(5)
Limit Type 066-066 X(1)
Values: S - Standard Limits - Indicates limits are at national floor.
H - High Cost Limits - Indicates limits are above national floor.
Median Price 067-073 9(7)
Limit for 1 Living Unit 074-080 9(7)
Limit for 2 Living Units 081-087 9(7)
Limit for 3 Living Units 088-094 9(7)
Limit for 4 Living Units 095-101 9(7)
State Abbreviation 102-103 X(2)
County Code (FIPS) 104-106 9(3)
State Name 107-132 X(26)
County Name 133-147 X(15)
County Transaction Date 148-155 9(8)
Limit Transaction Date 156-163 9(8)
Median Price Determining Limit 164-170 9(7)
Year For Median Determining Limit 171-175 9(4)
Notes:
1. A format of X(n) means n Alphanumeric (letters and numbers) characters
2. A format of 9(n) means n Numeric (numbers only) characters
3. The SOA Code is applicable only for FHA loans. It is set to a value of �GSE� in all records in the GSE loan limits file.
4. The County Transaction Date represents the last time that a county boundary was changed, affecting the loan limits.
5. Limit Transaction Date represents the last time that the loan limit for a particular county was updated.
Please email any questions about this file to sfadmin@hud.gov
This page last updated: March 5, 2008
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Per
Mortgagee Letter 2003-02, FHA no longer approves PUDs
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The following is the file description for the Sponsored Originator file. This layout
was last updated on September 8, 2011.
Field Name Position Size
EIN 001-009 9(9)
Sponsored Originator Name 011-050 X(40)
NMLS ID 052-063 9(12)
Termination Reason 065-164 X(100)
Termination Date 166-173 9(8)
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The following is the file description for the Zip Code file. This layout
was last updated on April 17, 2004.
Field Name Position Size
Field Office 001-004 9(4)
Zip Code 005-013 9(9)
City Name 014-030 X(17)
State Code 031-032 X(2)
County Code 033-035 X(3)
County Name 036-050 X(15)
Lender Option/Jurisdictional 051-051 X(1)
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The following is the file description for the Consultant Data file. This layout
was last updated on March 1, 2025.
Field Name Position Size
Consultant ID 001-005 X(5)
Update Date 006-013 9(8)
Create Date 014-021 9(8)
Last Name 022-041 X(20)
First Name 042-061 X(20)
Middle Name 062-081 X(20)
Name Suffix 082-085 X(4)
Attention Line 086-115 X(30)
Street Address 116-165 X(50)
City 166-235 X(70)
State 236-237 X(2)
ZIP Code 238-246 X(9)
Phone Number 248-257 X(10)
Fax Number 259-268 X(10)
Email 270-319 X(50)
Authorization Expire Date 320-327 X(8)
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The following is the file description for the Consultant License file. This layout
was last updated on March 27, 2023.
Field Name Position Size
Consultant ID 001-005 X(5)
State ID 006-007 X(2)
License Number 008-029 X(22)
Category 030-044 X(15)
End Date 045-054 X(10)
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